Maximum Value Plan - Health Savings Account (HSA) available with this plan: Under a family plan, does the full family deductible have to be satisfied before anything is paid?
No. Once one member satifies half of that family deductible, that person's claims are then paid at 100%. The rest of the family members contribute to the remaining deductible. Once the remaining deductible is satisfied, regardless of who in the family satisfied it, the remaining family members claims will be paid at 100%.
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